Dealing with the Most Common Types of Winter Crashes

 Posted on December 01, 2016 in Personal Injury

As the weather turns colder, drivers gear up for winter weather driving. They are winterizing their cars, changing out their tires, and preparing emergency packs to go into the backs of their vehicles. Some may even be tuning into the weather station each night, just to be sure they are safe to drive the next day. Yet, not all will know what to do if a crash occurs. The following information can give you a better understanding of the most common types of winter crashes, and it can give you an idea on how to deal with them, should one happen to you or someone you love.

Vehicle Damage from Hail or Falling Debris

When roads are closed, most drivers will stay home (rightly so since you could be held liable for ignoring closures). Unfortunately, keeping your car in the driveway does not necessarily prevent damage to your vehicle. Hail and falling trees, power lines, and large branches can do some extensive damage. If you have comprehensive insurance, it should cover your loss. If you do not have this form of insurance, you should seriously consider adding it.

Skidding on Ice and Hitting a Building, Tree, or Parked Car

Sometimes the roads are slick, but not quite enough to cause a road closure. When you have to go to work, pick up kids from school, or travel to the doctor’s office, these roads can quickly turn worse. If you find yourself stuck in a storm and end up skidding on ice, only to slide into a building, tree, or parked car, turn to your comprehensive insurance for help. This coverage may offer you a way to cover any damage to your vehicle. You can also seek compensation for any injuries you experience.

Your Vehicle is Hit by Another Driver

If your vehicle is hit by another driver, compensation for damages and any injuries you experience will typically be covered by the other driver’s insurance. The main exceptions will be if the other driver takes off (a hit-and-run) and cannot be tracked down, or if the other driver is uninsured or underinsured. In these instances, you would look to your own comprehensive coverage for compensation. Be forewarned, though: insurance adjusters are skilled at reducing the amount of your settlement. An experienced personal injury lawyer can help protect your rights.

Contact Our Experienced DuPage County Personal Injury Lawyers

When you or someone you love is injured in a crash, you need an attorney you can trust. At Mevorah & Giglio Law Offices, we fight for your interests and will always pursue the most favorable outcome possible. We make you and your family’s needs our top priority. Learn more about how we can help with your case. Call 630-932-9100 and schedule a free initial consultation with our DuPage County personal injury lawyers today.

Source:

http://www.nasdaq.com/article/all-you-need-to-know-about-car-insurance-and-this-upcoming-winter-cm705796